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  • The retirement havens expats love most
  • Strong healthcare, infrastructure, and lifestyle
  • Climate, culture, and daily life insights
  • Monthly budgets from about $1,400–$3,000

Live in Chile

Chile is gaining popularity among expats for its First World infrastructure, honest culture, and diverse lifestyle options—from Santiago’s urban appeal to La Serena’s beaches and Chiloé’s remote charm. With affordable living and scenic regions like the Lakes District, Chile offers comfort, variety, and long-term potential for expat life.


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Why Expats Are Choosing A Life In Chile

Cityscape of Punta Arenas. live in Chile
AdobeStock/galina_savina
Key Takeaways: Living in Chile in 2026
  • Santiago offers a walkable and convenient city lifestyle.
  • Diverse lifestyle options cater to various preferences.
  • Rural areas provide refreshing outdoor living.
  • Concepción suits those wanting city life outside the capital.
  • Expats enjoy high comfort levels.
  • Chile offers a First World environment with four seasons.

Up until the recent past the idea to live in Chile wasn’t something the normal expat would have thought about. Simply put, Chile has not received a lot of coverage as an expat destination.

Budget destinations like Ecuador and Nicaragua and offshore banking destinations like Panama and Uruguay have grabbed the lion’s share of the coverage.

But Chile has long been a solid destination for those expats who want a First World environment, enjoy having four seasons, appreciate an honest culture, and aren’t trying to live like a king for around US$600 a month.

Unquestionably, life in Chile has significant appeal whether you are looking to retire, live short-term, or make this a permanent home.

Kathleen Peddicord

Reviewed By Kathleen Peddicord

Kathleen is the Live and Invest Overseas Founding Publisher. She has more than 30 years of hands-on experience traveling, living, and buying property around the world.

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Table of Contents

Where To Live In Chile

City of Puerto Varas with volcano of Osorno on the background. Chile
Adobestock/Dudarev Mikhail

The Lakes Region is what draws many expats to living in Chile, and it has held our attention for years. The mountains, lakes, and small towns offer an outdoor lifestyle that many will find refreshing and attractive.

Many expats report that after a month in Santiago, you come to appreciate the enjoyable, walkable, and convenient city lifestyle that it offers.

In short, expats in Chile experience a high level of comfort and lifestyle.

Santiago’s low living costs attract many expats. Recently, more people prefer renting houses instead of apartments, increasing competition for affordable options.

But, if you’d like less seasonal variance, you may also want to check out La Serena. It’s a small, clean, and well-preserved colonial city that’s located within a mile of a wide, beautiful beach.

Coming down the coast, you find beautiful coastal destinations, each with its own character and charm. Notable are;  Zapallar, Viña del Mar, Valparaíso, and Pichilemú.

Concepción is an excellent choice for those who enjoy city living but don’t need to be in the megacity of Santiago.

It adds an extra leg to your trip to Chile, but it has a sophistication and university-town feel, making it a livable, walkable city, and a worthwhile option.

If you’d really like to feel like you’re living at the end of the world, check out the island of Chiloé, south of Puerto Montt.

The town of Castro, with its sheltered bay and fishing fleet, reminds us of a century-old version of Gloucester, Massachusetts.

With such a variety of lifestyle options, undoubtedly there is something for everyone to love when it comes to living in Chile.

Check the currency conversion at today’s exchange rate.

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Kathleen Peddicord

Reviewed By Kathleen Peddicord

Kathleen is the Live and Invest Overseas Founding Publisher. She has more than 30 years of hands-on experience traveling, living, and buying property around the world.

Start Your New Overseas Life Today

A world full of fun, adventure, and profit awaits! Sign up for our free daily e-letter, Overseas Opportunity Letter, and we’ll send you a FREE report on the 12 Best Places To Retire Overseas In 2026

We Value Your Privacy! We will not share your email address with anyone else, period.

Table of Contents

Live In Chile - FAQs

Some of the safest cities to live in Chile are Santiago, La Serena, and Santa Cruz.

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From the desk of Kathleen Peddicord
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The 12 Best Places to
Retire Overseas in 2026
Live better overseas—for less than you think.
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  • Climate, culture, and daily life in each location
  • Real-world monthly budgets—from ~$1,400 to ~$3,000
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