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Real Estate In Croatia

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What You Need to Know About Real Estate in Croatia

Living in the Mediterranean has its advantages. Understanding Croatia real estate for sale will help you determine if you’re going to rent or buy property to live in. There are all sorts of incredible cities, too. So, it’s best to familiarize yourself with the country and the real estate market as a whole.

Croatia’s Real Estate Market

Croatia’s real estate for sale runs the full gamut of budgets. Before you get into the market considerably, you have to understand the rules for non-residents to live in Croatia.

When it comes to buying residential real estate as an expat, you’re able to do so. The only thing you can’t buy is agricultural or forest properties. Additionally, the sale isn’t final until approval is obtained from the Ministry of Foreign Affairs, which may take between two and six months.

Croatia’s real estate is booming right now as many people want to live along the Mediterranean but can’t afford housing in countries like Italy, Greece, and Portugal. The house prices fell considerably for several years and now the housing market is growing once again.

Real estate in Croatia under $100,000 is still possible, though many of the homes are not going to be along the coastline. If you do find something along the coastline, it’s either going to be a very small property or require a lot of repairs. If you’re okay with either or both of these scenarios, it could be a great investment for you to make.

It’s possible to find cheap real estate in Croatia, so you simply have to look at where you want to be and then begin exploring the properties.

Renting Property in Croatia

Some real estate in Croatia might be more affordable to you if you plan on renting as opposed to buying. This is particularly true if you don’t plan on living in Croatia through the entire year. You can simply rent a property for the number of months you will be there and not have to worry about renting the property out for the remainder of the year because the owner will be responsible for that.

You will have your choice of:

  • Flats
  • Villas
  • Apartments
  • Houses

The rent per month is going to vary from €500 all the way up to €1500 and higher.

Properties in Zagreb are going to be higher simply because it is the capital city and offers coastal attractions. The number of tourists visiting has been increasing steadily over the past few years and this has also driven the cost of rental properties up.

Buying Property in Croatia

Finding real estate in Croatia for sale involves knowing your budget first and foremost. The cost of properties across the country range from €75,000 all the way to €4 million and higher. Calculate what you can afford in a mortgage payment and then begin to explore the many areas.

It’s also important to note that foreign nationals are able to purchase property in Croatia. Despite this fact, the banks within the country are not helpful with mortgage loans. This means you will have to explore funding outside of Croatia in order to buy property.

Inflation has been on the rise at about 1 percent every year. This means that now is the time to buy as property is not going to get any more affordable. The many cities, including Zagreb and Istria, are getting to be more popular places to visit. As more people discover these gems, they wish to move here. This reduces the number of properties that are available on the market.

Areas of Interest in Croatia


Real estate in Zagreb is higher, with the cost of flats increasing to around €1500 per square meter. Smaller homes could sell for €100,000 while others are going to sell for €4.2 million. It is all a matter of where in the city you wish to be as well as how many square meters the property is. A flat is going to be a cheaper option in comparison to a house.


Real estate in Istria is popular because it’s on the largest peninsula in the Adriatic Sea. It’s a popular destination and also positions you close to both Slovenia and Italy. You would get to enjoy the beautiful blue waters as well as mountains when you choose to buy property here.

There are countless smaller areas of interest in between the two popular cities. The drive from Istria to Zagreb is close to three hours. If you don’t want to do a lot of driving while in Croatia, it is then imperative that you decide what attractions you want to be close to.

Some of the smaller cities that are outside of these two cities, such as Rijeka and Opatija offer more affordable real estate because they are not in the high-tourist areas.

As you look for a home for sale in Croatia, you also have to consider if you’re going to live in it year round. For example, if you plan on living in Croatia for only half the year, you can rent the property out for the remainder of the year. This allows you to generate income and help to counteract the cost of the real estate.

Overall, living in Croatia leads to a lot of beautiful sights and amazing opportunities. The more you know about the market, the easier it is to decide where you want to call home and whether it’s best to buy or rent the property.

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