Hato Pintado, Panama City

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Living In Hato Pintado, Panama City

Reviewed by Kathleen Peddicord

Kathleen is the Live and Invest Overseas Founding Publisher. She has more than 30 years of hands-on experience traveling, living, and buying property around the world.


Hato Pintado is a picturesque neighborhood located in Panama City, known for its vibrant community and stunning architecture. The area has become increasingly popular among expats and retirees, who are drawn to its affordable cost of living, welcoming locals, and convenient location. For those looking to retire or relocate to Panama City, Hato Pintado offers a unique blend of urban living and tropical charm.

One of the main draws of Hato Pintado is its central location. Situated just a few minutes from the city center, residents can easily access all of the amenities and attractions that Panama City has to offer, including world-class shopping, dining, and entertainment. Additionally, the neighborhood is well-connected to the rest of the city, making it easy to explore other areas of Panama.

Despite its proximity to the city center, Hato Pintado boasts a relaxed and laid-back atmosphere. The streets are lined with colorful buildings and lush greenery, creating a serene and tranquil environment. Residents can enjoy peaceful walks through the neighborhood or spend lazy afternoons lounging in one of the many local parks.

For retirees, Hato Pintado offers a wide range of housing options to suit every budget and lifestyle. From cozy apartments to spacious single-family homes, there is something for everyone in this charming neighborhood. Additionally, the cost of living in Hato Pintado is significantly lower than many other cities in the region, making it an attractive option for those looking to stretch their retirement savings.

Hato Pintado is an excellent choice for anyone looking to live or retire in Panama City. With its central location, welcoming community, and affordable cost of living, it’s easy to see why this neighborhood has become such a popular destination for expats and retirees alike.

Monthly Budgets For Hato Pintado, Panama City

Apartment Or House Ownership Budget (For A Couple)

ExpenseMonthly CostsNotes
MortgageNot included here as too variable.
HOA FeesNot included here as too variable.
Property TaxesProperty taxes are on a sliding scale from 0% to 0.7%.
TransportationUS$175Fuel and maintenance for a private vehicle plus the occasional cab or public transportation.
GasUS$5Monthly gas for cooking.
ElectricityUS$80Using air conditioning at night and sparingly during the day.
WaterUS$16Includes garbage collection. Most new condos include the water bill in the maintenance fee.
Cell PhoneUS$60Basic monthly plans for two people.
InternetUS$33Minimum for 150 Mbps.
Cable TVUS$28For a basic package (internet, cable, and landline telephone). Buying internet and cable separately will be more expensive.
Household HelpUS$280For a five-hour day twice a week. Comes out to US$35 per day.
EntertainmentUS$493Eating out twice a week at a mid-range, local restaurant: US$70.
Local drinks twice a week at a nearby watering hole: US$50 (About US$2.50 per beer. Cocktails cost US$6 or more).
Movie theater trip twice a month: US$13 (US$3.25 per ticket for seniors). Price does not include food.
GroceriesUS$500Shopping at local supermarkets and PriceSmart.
Gym MembershipUS$50Two basic monthly plans.
Medical AppointmentUS$50A consult at a private clinic.
TOTALUS$1,770Doesn’t include property taxes, HOA fees, or mortgage payment.

Apartment Or House Rental Budget (For A Couple)

ExpenseMonthly CostsNotes
RentUS$1,100Rents range from US$650 to US$1,500 a month depending on the size of the apartment.
TransportationUS$175Fuel and maintenance for a private vehicle plus the occasional cab or public transportation
GasUS$5Monthly gas for cooking.
ElectricityUS$80Using air conditioning at night and sparingly during the day.
WaterTypically included in rent.
Cell PhoneUS$60Basic monthly plans for two people.
InternetUS$33Minimum for 150 Mbps.
Cable TVUS$28For a basic package (internet, cable, and landline telephone). Buying internet and cable separately will be more expensive.
Household HelpUS$280For a five-hour day twice a week. Comes out to US$35 per day.
EntertainmentUS$493Eating out twice a week at a mid-range, local restaurant: US$70.
Local drinks twice a week at a nearby watering hole: US$50 (About US$2.50 per beer. Cocktails cost US$6 or more).
Movie theater trip twice a month: US$13 (US$3.25 per ticket for seniors). Price does not include food.
GroceriesUS$500Shopping at local supermarkets and PriceSmart.
Gym MembershipUS$50Two basic monthly plans.
Medical AppointmentUS$50A consult at a private clinic.
TOTALUS$2,854

Penny-Pincher’s Budget (Bare Minimum Costs, For A Couple)

ExpenseMonthly CostsNotes
RentUS$650Small one-bed, one-bath apartment or house.
TransportationUS$75Using taxis and public transportation.
GasUS$5Monthly gas for cooking.
ElectricityUS$30Using fans, no air conditioning.
WaterTypically included in rent.
Cell PhoneUS$60Basic monthly plans for two people.
InternetUS$28Basic monthly package with internet, cable, and landline telephone.
Cable TVBundled with internet.
EntertainmentUS$248Eating out once a week at a mid-range, local restaurant: US$35.
Local drinks once a week at a nearby watering hole: US$25 (About US$2.50 per beer. Cocktails cost US$6 or more).
Movie theater trip once a month: US$7.50 (US$3.25 per ticket for seniors). Price does not include food.
GroceriesUS$400All local-brand items, shopping at markets and grocery stores. Buying fruits and vegetables at produce stands.
TOTALUS$1,496

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