Live and Invest Overseas
Panama: The #1 Retirement Haven In The Americas FREE Report

FREE REPORT: LIVE AND INVEST IN PANAMA






    We Value Your Privacy! We will not share your email address with anyone else, period.
    • Home
    • Countries

      Top Destinations:

      Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

      • Spain
      • Portugal
      • Panama
      • Belize
      • Colombia
      • Cyprus
      • Mexico
      • France
      • Montenegro
      • Browse All Countries

      Best For:

      • The Best Places To Retire
      • Health Care Abroad
      • Cost Of Living
      • Investing in Real Estate
      • Establishing Residency
      • Gun Laws In The World
      • English-Speaking Countries
      • Safest Places For Retirement
      • Best Places In Latin America
    • Budgets

      How Much Will It Cost You To Live Overseas?

      The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

      Super Cheap

      • Chitré, Panama
      • Santa Marta, Colombia
      • Phuket, Thailand
      • Dumaguete, The Philippines

      Cheap

      • Medellin, Colombia
      • Boquete, Panama
      • Kyrenia, Cyprus
      • Hua Hin, Thailand
      • The Algarve, Portugal

      Affordable

      • Valencia, Spain
      • Cascais, Portugal
      • Las Terrenas, The DR
      • Pisa, Italy
      • La Rochelle, France
      • Mazatlán, Mexico

      Luxury

      • Ambergris Caye, Belize
      • Kotor, Montenegro
      • The Panama City Beaches
      • Paris, France
    • Resources

      Global Living

      • Living & Retiring Overseas
      • Raising A Family Abroad
      • Foreign Residency & Citizenship
      • Offshore & Diversification

      Making Money

      • International Real Estate
      • Banking
      • Employment
      • Investing

      Follow Us:

      • Meet Our Experts
    • Real Estate

      Join our Weekly Newsletter
      Overseas Property Alert

      Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






        We Value Your Privacy! We will not share your email address with anyone else, period.

        Buying Real Estate For Cashflow

        • Discover tips and strategies used by global property investing veterans

        Explore Our Latest Posts

        • Learn how to invest and purchase property abroad…

        Go To The Overseas Property Alert Site

        • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
      • Conferences

        Upcoming Events

        • Explore Our Events Site

        International Property Summit

        Caribbean Virtual Conference

        Live and Invest In Spain Conference

        PANAMA CITY, PANAMA

        June 18-20, 2025

        VIRTUAL

        July 17-19, 2025

        Valencia, Spain

        Sep. 17-19, 2025

        LEARN MORE
        LEARN MORE
        PRE-REGISTER
        LEARN MORE
        PRE-REGISTER
        • MORE EVENTS

        Contact Our Events Team

        Toll-Free U.S. and Canada:
        1 (888) 627 8834
        From Outside North America:
        1 (443) 599 1221
        Working Hours
        Monday – Friday 08:00 am – 17:00 pm EST.

        Reach us with your questions by email at: events@liveandinvestoverseas.com

      • Store

        Unlock The World

        • Access Your Library

        Overseas Havens Reports

        • Expats' comprehensive destination guides

        Conference Kits

        • Hours of coverage  from our latests conferences

        Lahardan Books

        • Titles on living and investing around the world
        • Explore Our Store
        Your passport to a life well-lived abroad

        Services

        overseas living letter offers affordable retirement guidance
        The Simon Letter Wealth Protection Insights
        Global Property Advisor Global Investment Opportunities

        Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

      • My Library
      Live and Invest Overseas
      • Home
      • Countries

        Top Destinations:

        Whether you’re looking for fun and sun, a peaceful retirement, or the chance to earn some extra income, you’ve got a real world of opportunity open to you… In short, we’ve done our best to narrow down your best options, but only you can decide the right country for you.

        • Spain
        • Portugal
        • Panama
        • Belize
        • Colombia
        • Cyprus
        • Mexico
        • France
        • Montenegro
        • Browse All Countries

        Best For:

        • The Best Places To Retire
        • Health Care Abroad
        • Cost Of Living
        • Investing in Real Estate
        • Establishing Residency
        • Gun Laws In The World
        • English-Speaking Countries
        • Safest Places For Retirement
        • Best Places In Latin America
      • Budgets

        How Much Will It Cost You To Live Overseas?

        The only honest answer is, we have no idea. And neither does anyone else. The only one who can answer that question is you. Here’s the most important thing to understand about budgeting your new life overseas…

        Super Cheap

        • Chitré, Panama
        • Santa Marta, Colombia
        • Phuket, Thailand
        • Dumaguete, The Philippines

        Cheap

        • Medellin, Colombia
        • Boquete, Panama
        • Kyrenia, Cyprus
        • Hua Hin, Thailand
        • The Algarve, Portugal

        Affordable

        • Valencia, Spain
        • Cascais, Portugal
        • Las Terrenas, The DR
        • Pisa, Italy
        • La Rochelle, France
        • Mazatlán, Mexico

        Luxury

        • Ambergris Caye, Belize
        • Kotor, Montenegro
        • The Panama City Beaches
        • Paris, France
      • Resources

        Global Living

        • Living & Retiring Overseas
        • Raising A Family Abroad
        • Foreign Residency & Citizenship
        • Offshore & Diversification

        Making Money

        • International Real Estate
        • Banking
        • Employment
        • Investing

        Follow Us:

        • Meet Our Experts
      • Real Estate

        Join our Weekly Newsletter
        Overseas Property Alert

        Sign up for our weekly newsletter to receive expert insights on the best international real estate investment opportunities.






          We Value Your Privacy! We will not share your email address with anyone else, period.

          Buying Real Estate For Cashflow

          • Discover tips and strategies used by global property investing veterans

          Explore Our Latest Posts

          • Learn how to invest and purchase property abroad…

          Go To The Overseas Property Alert Site

          • How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams
        • Conferences

          Upcoming Events

          • Explore Our Events Site

          International Property Summit

          Caribbean Virtual Conference

          Live and Invest In Spain Conference

          PANAMA CITY, PANAMA

          June 18-20, 2025

          VIRTUAL

          July 17-19, 2025

          Valencia, Spain

          Sep. 17-19, 2025

          LEARN MORE
          LEARN MORE
          PRE-REGISTER
          LEARN MORE
          PRE-REGISTER
          • MORE EVENTS

          Contact Our Events Team

          Toll-Free U.S. and Canada:
          1 (888) 627 8834
          From Outside North America:
          1 (443) 599 1221
          Working Hours
          Monday – Friday 08:00 am – 17:00 pm EST.

          Reach us with your questions by email at: events@liveandinvestoverseas.com

        • Store

          Unlock The World

          • Access Your Library

          Overseas Havens Reports

          • Expats' comprehensive destination guides

          Conference Kits

          • Hours of coverage  from our latests conferences

          Lahardan Books

          • Titles on living and investing around the world
          • Explore Our Store
          Your passport to a life well-lived abroad

          Services

          overseas living letter offers affordable retirement guidance
          The Simon Letter Wealth Protection Insights
          Global Property Advisor Global Investment Opportunities

          Our Customer Service team is here to assist with any questions or concerns CustomerService@LiveandInvestOverseas.com

        • My Library
        Live and Invest Overseas
         Free Panama Guide

        LIVE AND INVEST IN PANAMA

        view of the skyline in Panama City, Panama,

        WORLD’S #1 RETIREMENT HAVEN
        IN THE AMERICAS

        Simply sign up to receive the FREE daily e-letter, Overseas Opportunity Letter plus our In Focus: Panama newsletter and we’ll immediately email you our editors’ latest research report… absolutely FREE






          We Value Your Privacy! We will not share your email address with anyone else, period.

          Home Retirement/Living

          Your Panama Options Explained

          Panama’s Best Expat Options

          by Kathleen Peddicord
          Oct 07, 2024
          in Retirement/Living
          0 0
          Clear blue water, palm trees in Paradise Island, San Blas, Panama

          AdobeStock/Simon Dannhauer

          Is Panama still a good choice for retiring overseas?

          In a word: yes.

          But there are some caveats…

          I was the first to suggest Panama as a good choice for any North American looking for a place to retire that was sunny and cheap.

          I made that recommendation for the first time over 25 years ago. Back then, I didn’t recognize the flaw in the instruction. I was telling North Americans to consider Panama for warm-weather affordable retirement… not realizing that the suggestion was nonsense.

          You aren’t retiring to Panama… not then nor now… any more than you’re retiring to the United States. When retiring anywhere in the world, you’ve got to thin-slice your options.

          Two-and-a-half decades ago, Panama was homologous enough that my naively generalized recommendation wasn’t as misleading as it would be today. In the past 25 years, Panama has developed into very different regions… each of which makes more or less sense
          for today’s retiree looking to reinvent their life overseas.

          Get In The Overseas Property Game






            We Value Your Privacy! We will not share your email address with anyone else, period.
            With These Ready-To-Rent Properties Around the World at Pre-Construction Prices, a world full of fun, adventure, and profit awaits! Sign up to receive our free daily e-letter, Overseas Opportunity Letter, and our weekly e-letter, Overseas Property Alert, and we'll send you our Expert Report—absolutely FREE!

            Let’s consider Panama’s best expat options…

            1. Retiring In Panama City

            Its colorful streets, colonial architecture, and pirate past make Casco Viejo my favorite part of Panama City old town
            Its colorful streets, colonial architecture, and pirate past make Casco Viejo my favorite part of Panama City

            Generally, I no longer recommend Panama City for retirement. For sure, this city is not the screaming-bargain retirement option it was two decades ago.

            Panama City has evolved over the past 25 years into a global business hub, a boom town attracting investors, entrepreneurs, executives, and opportunity seekers from around the world.

            Panama’s capital is a competitive financial services center and a banking haven.

            Big businesses from Dell and Procter & Gamble to Caterpillar, DHL, and Dole Food have based themselves here, invested in brick-and-mortar operations, and imported and attracted foreign workforces that total in the tens of thousands.

            All this global attention and demand has translated into a steadily rising cost of living. It has also meant continued development of city services and of the available standard of living.

            It has also meant continued development of city services and of the available standard of living. Panama City today deserves a place among the world’s brand-name cities for the bona fide luxury-level lifestyle it offers.

            In Panama City, you can rent (or own) a Pacific Ocean-view penthouse apartment with a doorman, a concierge, a gym, a spa, and pools with poolside bar service… all the comforts of penthouse living in any brand-name city.

            You can have a driver, a maid, and a chef…

            You can eat out in five-star restaurants every night of the week. You can spend your days shopping for Hermès, Cartier, and Jimmy Choo and your nights hopping from club to club or engaged in high-stakes poker playoffs.

            Each Friday (or Thursday… why not?), you can take off in your SUV for your beach house or hop aboard your yacht for a weekend cruise…

            That kind of jet-set lifestyle is common in Panama City.

            Get In The Overseas Property Game






              We Value Your Privacy! We will not share your email address with anyone else, period.
              With These Ready-To-Rent Properties Around the World at Pre-Construction Prices, a world full of fun, adventure, and profit awaits! Sign up to receive our free daily e-letter, Overseas Opportunity Letter, and our weekly e-letter, Overseas Property Alert, and we'll send you our Expert Report—absolutely FREE!

              If that’s the kind of lifestyle you dream of for your retirement, then put Panama City at the top of your list, because luxury living Panama City-style is a relative bargain.

              That penthouse, the SUV, all the staff, all the nights out, all the weekends at the beach, and all the paraphernalia required to support it all comes at a fraction the cost of a comparable lifestyle in, say, Miami.

              You could have it all for as little as, say, US$5,000 per month (though you could also spend many times that on your bright-lights-big-city Panama life).

              You can live in Panama City on much less than US$5,000 per month, but life in this city can become a whole lot less comfortable on a more limited budget… which is why I no longer recommend Panama City as a top retirement haven.

              Top luxury lifestyle haven, yes… ideal retirement choice, not so much. You have better city options if it’s a cosmopolitan retirement you seek.

              The biggest downside to Panama City living on any budget or with any agenda is the weather. It’s hot and humid year-round. Thus the need for a weekend beach house…

              2. Retiring In The City Beaches Area

               

              living in Coronado panama, were beaches like this are found everywhere.The nearest beach destination to Panama City has become an extension of the city itself. Every Panama City resident who can afford one has a weekend escape in what’s known as the City Beaches area.

              Coronado, the best known of the points along this stretch of coastline, is not a luxury living option. Coronado is mid-market and overrun with tourists, foreign and domestic.

              That’s a good thing for the rental property investor… but doesn’t make for an ideal get-away-from-it-all beach escape.

              Other City Beaches spots, though, offer both five-star comfort and privacy at a fraction the cost of a fully appointed coastal good life most anywhere else I can think of.

              3. Retiring On The East Coast Of The Azuero Peninsula (Chitré, Las Tablas, And Pedasí)

              View at the beach and landscape at the Playita beach in Azuero Peninsula, Panama
              Alamy/Marek

              The east coast of Panama’s Azuero Peninsula has been attracting retirees for the past 20 years and remains an appealing option for a more rustic coastal lifestyle.

              More shopping and services all the time but not the great variety of top-line condo and beach house options you find along the City Beaches coast.

              Get In The Overseas Property Game






                We Value Your Privacy! We will not share your email address with anyone else, period.
                With These Ready-To-Rent Properties Around the World at Pre-Construction Prices, a world full of fun, adventure, and profit awaits! Sign up to receive our free daily e-letter, Overseas Opportunity Letter, and our weekly e-letter, Overseas Property Alert, and we'll send you our Expert Report—absolutely FREE!

                4. West Coast Of The Azuero Peninsula: Mariato, Torio, And Los Islotes

                 

                Los Islotes House View
                Live And Invest Overseas

                I discovered Panama more than 25 years ago but wasn’t turned on to the west coast of its Azuero Peninsula until a decade later. When Lief and I began spending time on this coast, no one else had ever heard of it… not foreign investors and not Panamanians either. On this coast, we were pioneers.

                In short, the pioneer life isn’t without challenges. Azuero’s western coast is remote and undeveloped; services can be unreliable, roads rutted.

                The flip side of remote is private. For us, that was a priority agenda when we targeted this stretch of the Pacific.

                Today, services are catching up… as are other foreign investors and tourists, especially fishermen and surfers. This is not only one of the most beautiful stretches of coastline in Panama but in the world, and both the fishing spots and the surf breaks just offshore are, likewise, world-class.

                5. Retiring In Boquete

                Panama, Boquete, villa with lush tropical garden in the jungle among the volcanic hills
                Adobe Stock/Marco

                Say “Panama” and “retirement” in the same sentence, and most listeners hear “Boquete.”

                The tiny mountain village of Boquete was targeted for development for the foreign retiree market by one gringo developer in particular named Sam Taliaferro.

                Sam introduced me to Boquete on the day that he closed on the piece of land he eventually developed into Valle Escondido, one of the best-known private expat communities in all Central America.

                In addition to his Valle Escondido development, Sam invested in restaurants, hotels, and a golf course in Boquete, all intended to attract the foreign retiree buyer.

                As a result, today Boquete is home to one of the biggest communities of foreign retirees in the world. That has its advantages and its downsides.

                More English is spoken on the streets and in the cafés of Boquete than Spanish, and the foreign retiree never looks far for other foreign retirees to pal around with.

                The retiree moving to Boquete doesn’t have to learn a new language if he doesn’t want to and has an instant support network to help with all phases of the transition.

                Maybe that sounds like just the kind of place you’re hoping to find for your overseas retirement reinvention or maybe it sounds, as it does to some, like a gringolandia you’d rather avoid.

                Lots of foreign retirees with lots of time on their hands and not enough to fill all that time can be a formula for discontent. Idle hands and all…

                6. Retiring In Santa Fe

                Santa Fe, Panama.
                iStock/Cavan Images

                Santa Fe is Boquete before Sam Taliaferro.

                Santa Fe is a lovely mountain village with a small local population and limited infrastructure and services, a beautiful, tranquil, picture-postcard highlands escape.

                As in Boquete, the climate is more comfortable than down at sea level.

                Life in Santa Fe could be simple, safe, and super-affordable. This is a place where you could live on as little as US$1,000 per month if you’re up for going very local. In truth, you have no choice.

                Until next time,
                Kathleen Peddicord signature
                Kathleen Peddicord
                Founding Publisher, Overseas Opportunity Letter

                Tags: 'Boquete''Los Islotes''panama city''Santa Fe'Azuero PeninsulaChitréCity Beaches Arealas tablaslive in PanamamariatoMove to PanamaPedasiretire in panamaretire to Panamatorio
                Share676Tweet399
                Kathleen Peddicord

                Kathleen Peddicord

                Kathleen Peddicord has reported on opportunities for Americans to live, retire, and do business overseas for 40 years. She has traveled to more than 75 countries, invested in real estate in 24, established businesses in 7, renovated and built properties in 6, and educated her children in 5.

                Kathleen has moved children, staff, enterprises, household goods, and pets from the east coast of the United States to Waterford, Ireland, then to Paris, France, and finally to Panama City, Panama, where she has based her Live And Invest Overseas business. Peddicord and her husband, Lief Simon, now divide their time between Panama and Paris.

                Peddicord was a partner with Agora Publishing’s International Living group for 23 years. She opened, staffed, and operated International Living publishing and real estate marketing offices in Waterford, Ireland; Panama City, Panama; Granada, Nicaragua; Roatan, Honduras; San Miguel de Allende, Mexico; Quito, Ecuador; and Paris, France. Peddicord launched Live And Invest Overseas group in 2008 and has built it into a successful multimillion-dollar business. Today, she shares her firsthand experience of expat life with more than 500,000 readers of her publications, including Overseas Opportunity Letter and Overseas Living Letter.

                Kathleen has been featured often in The New York Times, MSNBC, AARP, CNN, Bloomberg, CNBC, and more and writes monthly about expat matters, international real estate, and offshore diversification for Forbes and U.S. News.

                Kathleen has written several books including the memoirs “At Home In Ireland” and “At Home At Los Islotes” and her latest title “At Home Abroad,” all published by Lahardan Books. Her best-selling "How To Retire Overseas: Everything You Need To Know To Live Well (For Less) Abroad” was published by Penguin Random House in 2018 and her “Buying Real Estate Overseas For Cash Flow (And A Better Life)” was published by Wiley in August 2020.

                Get Your Free Panama Report Today!
                Simply enter your email address below and we'll send you our FREE REPORT – Live And Invest In Panama: The #1 Retirement Haven In The Americas.

                We Value Your Privacy! We will not share your email address with anyone else, period.
                Our Expertise Unlocks The World

                quick links

                • Best Places To Live
                • Best Places To Retire
                • Finding A Job Overseas
                • Real Estate

                LIOS Resources

                • New To LIOS
                • Ask An Expert
                • Media Center
                • Contact Us
                • FAQs
                the 10 best places to retire in 2025
                Sign up for our free daily e-letter, Overseas Opportunity Letter, and get your FREE REPORT: The 10 Best Places To Retire Overseas In 2025






                  We Value Your Privacy! We will not share your email address with anyone else, period.

                  As seen in

                  US Media Logos

                  © 2008 – Live and Invest Overseas™ – All Rights Reserved.

                  About Us / Contact Us / Privacy Policy / Terms / Unsubscribe
                  Facebook-f X-twitter Youtube Linkedin-in Instagram

                  Welcome Back!

                  Login to your account below

                  Forgotten Password?

                  Retrieve your password

                  Please enter your username or email address to reset your password.

                  Log In

                  Sign up to receive the FREE daily e-letter, Overseas Opportunity Letter and we’ll immediately email you our editors’ latest research report…

                  BEST PLACES TO RETIRE 

                  FREE REPORT:






                    We Value Your Privacy! We will not share your email address with anyone else, period.

                    Sign up for FREE and learn how to live the good life on a modest budget, find bargain property, and more. Plus, check out our free report on the 10 BEST PLACES TO RETIRE.

                    RETIRE OVERSEAS AND LIVE LIKE ROYALTY






                      We Value Your Privacy! We will not share your email address with anyone else, period.
                      HOME

                      Top Countries

                      • Spain
                      • Portugal
                      • Panama
                      • Belize
                      • Colombia
                      • Cyprus
                      • Mexico
                      • France
                      • Montenegro

                      Best For:

                      • Health Care Abroad
                      • Retirement Living
                      • Cost Of Living
                      • Investing in Real Estate
                      • Establishing Residency
                      • Gun Ownership
                      • English Speakers
                      • Safety
                      BROWSE ALL COUNTRIES

                      Budgets

                      How Much Will It Cost
                      To Live Overseas?

                      Super Cheap

                      • Chitré, Panama
                      • Santa Marta, Colombia
                      • Phuket, Thailand
                      • Dumaguete, The Philippines

                      Cheap

                      • Medellin, Colombia
                      • Boquete, Panama
                      • Kyrenia, Cyprus
                      • Hua Hin, Thailand
                      • The Algarve, Portugal

                      Affordable

                      • Valencia, Spain
                      • Cascais, Portugal
                      • Las Terrenas, The DR
                      • Pisa, Italy
                      • La Rochelle, France
                      • Mazatlán, Mexico

                      Luxury

                      • Ambergris Caye, Belize
                      • Kotor, Montenegro
                      • The Panama City Beaches
                      • Paris, France

                      Resources

                      Global Living

                      • Living & Retiring Overseas
                      • Raising A Family Abroad
                      • Foreign Residency & Citizenship
                      • Offshore & Diversification

                      Making Money

                      • International Real Estate
                      • Banking
                      • Employment
                      • Investing
                      Meet Our Experts

                      Real Estate

                      Overseas Property Alert 

                       

                      How To Become Independently Wealthy And Fund The Lifestyle Of Your Dreams

                      VISIT SITE

                      Buying Real Estate For Cashflow

                       

                      Discover tips and strategies used by global property investing veterans

                      READ MORE

                      Explore Our Latest Posts

                       

                      Learn how to invest and purchase property abroad…

                      EXPLORE

                      Conferences

                      INTERNATIONAL PROPERTY SUMMIT

                      PANAMA CITY, PANAMA June 18-20, 2025
                      LEARN MORE

                      CARIBBEAN VIRTUAL CONFERENCE

                      VIRTUAL July 17-19, 2025
                      LEARN MORE
                      PRE-REGISTER

                      Live and Invest In Spain Conference

                      Valencia, Spain Sep. 17-19, 2025
                      LEARN MORE
                      PRE-REGISTER
                      MORE EVENTS

                      Contact Our Events Team:

                      Toll-Free U.S. and Canada:
                      1 (888) 627 8834

                      From Outside North America:
                      1 (443) 599 1221

                      Working Hours
                      Monday – Friday 08:00 am – 17:00 pm EST.

                      Reach us with your questions by email at: events@liveandinvestoverseas.com

                      Store

                      Overseas Havens Reports

                      • Expats' comprehensive destination guides

                      Conference Kits

                      • Hours of coverage  from our latests conferences

                      Lahardan Books

                      • Titles on living and investing around the world

                      Services

                      • Overseas Living Letter: Affordable Retirement Guidance
                      • The Simon Letter: Wealth Protection Insights
                      • Global Property Advisor: Global Investment Opportunitites
                      VISIT OUR STORE

                      Free Report

                      THE 10 BEST PLACES TO RETIRE IN 2025

                      FREE REPORT: The 10 Best Places To retire in 2025

                      Sign up to receive the FREE daily e-letter, Overseas Opportunity Letter and we’ll immediately email you our editors’ latest research report…






                        We Value Your Privacy! We will not share your email address with anyone else, period.

                        LIBRARY

                        Follow Us:

                        © 2008 - Live and Invest Overseas - All Rights Reserved.